TERMS AND CONDITIONS

My Retirement Workshops, LLC and its affiliates ("MRW," "we," "us," or "our") are committed to

protecting the privacy of all individuals who utilize the MRW site and/or MRW services. MRW is the data

controller of the personal data collected, and is responsible for the processing of your personal data.

This Privacy Policy is intended to inform you of our policies and practices regarding our collection, use,

and disclosure of the information you submit to us and that we collect from you through

the www.taxesandretirement.myretirementworkshops.com website and any other site controlled by

MRW (collectively referred to as the “Website”). This Privacy Policy does not govern information you

might provide through a channel other than the Website. This Privacy Policy applies to all visitors to the

Website.

It is important that you read this Privacy Policy together with any other notice MRW may provide when

we are collecting or processing your personal data so that you are fully aware of how and why we are

using your data. This Privacy Policy supplements other notices and is not intended to override them. In

the event of a conflict between this Privacy Policy and another notice which applies to a specific

circumstance or customer request, the latter shall prevail over this Privacy Policy to the extent of the

conflict.

Please review the following to understand how we at MRW process and safeguard personal data

about you. By using the MRW website or otherwise contacting MRW, and/or by voluntarily providing

personal data to MRW, you acknowledge that you have read and understand the practices contained

in this Privacy Policy. This Policy may be revised from time to time, so please ensure that you check this

page periodically to remain fully informed.

Information MRW Collects and How MRW Uses It

You may choose to provide personal information (for example, your name, email address, telephone

number) through our Website for various purposes, including the following.

Personal Information You Provide

• Contact Us: You can communicate with MRW through the “Contact Us” link on our Website,

which will ask you to provide your name, email address, and comment regarding the matter

about which you are contacting MRW. MRW will use this information to communicate with you

about your comments or questions. MRW may also use the information you provide to

communicate with you about topics and services we believe may be of interest to you.

• Registering for Workshops: You may use the MRW Website to register for workshops. In

registering, you will be asked to provide information such as your name, email address, and

phone number. MRW may use your contact information to send you communications regarding

the workshop you registered for.

• Newsletter & Alerts: If MRW allows you to sign up to receive the MRW newsletter or other

alerts and communications from MRW, you will be asked to provide information such as your

name, email address, and phone number. MRW will use this information to send you the

communications you requested.

• Other site features: The Website offers features that may change from time to time. MRW may

provide you with an opportunity to communicate about these features by submitting certain

personal information.

• Other uses of information: MRW may use the personal information you provide on the Website

for internal purposes. These purposes include administration of the Website, market research,

data analytics, and compliance with our legal obligations, policies, and procedures.

Email: MRW only sends emails to users of our Website who sign up for the MRW mailing lists or who

agree to receive future communications from us. We may you regarding reminders, notifications, to

provide information, to assess satisfaction with our services, or with respect to upcoming events. Every

email you will receive from MRW will contain clear information on how to unsubscribe from future

communications. If you sign up for communications from MRW but then wish to unsubscribe, follow the

unsubscribe instructions in the email you receive. Upon receipt of any unsubscribe request, MRW will

cease our communication with you until and unless you re-subscribe for one of our mailing lists.

Telephone: MRW may also contact you by phone or text message where you provide your phone

number, in connection with the request, comment, or inquiry you submit via the Website. If you do not

wish to be contacted by phone, please indicate that to the individual who is calling you on our behalf,

and MRW will remove your phone number from the MRW contact list. If you do not wish to be texted,

please respond to the text message requesting to be removed from the contact list.

By providing your contact information while registering for one of MRW’s events/workshops, you

authorize us and our affiliates to: (i) provide a confirmation phone call, text message, and/or email; (ii)

provide a reminder phone call, text message, and/or email; (iii) provide a post-Workshop follow-up

phone call, and/or email (iv) provide a post-Workshop follow-up inviting you to another workshop; (v)

provide informational updates regarding finance and/or financial professionals; (vi) request an

assessment/review of MRW and/or any Host (defined below); (vii) communicate with you via text

message, if you provided your phone number.

Cookie Policy - Personal Information We Collect By Automated Means

MRW may collect certain information by automated means when you visit our Website, such as how

many users visit our Website and other related analytics. MRW collects this information to learn how to

improve the MRW Website and how to best tailor it to MRW visitors. When you visit the Website, MRW

may automatically collect some information about your visit using cookies, log analytics software, and

other aggregate tracking technologies. Cookies are bits of text that are placed on your computer’s hard

drive when you visit certain websites. MRW may use cookies to tell us, for example, whether you have

visited MRW before. If you wish, you may decline cookies or set your browser to refuse cookies. Most

browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new

cookie, and how to disable existing cookies.

• Analytics: MRW uses Google Analytics, a web analytics service provided by Google, Inc. Google

Analytics uses cookies to help analyze how users use our Website. The information generated by

the cookie about your use of the Website (including your IP address) will be transmitted to and

stored by Google on servers in the United States. Google will use this information for the

purpose of evaluating your use of the website, compiling reports on website activity, and

providing other services relating to website activity and internet usage for us. Google may also

transfer this information to third parties when required to do so by law, or when such third

parties process the information on Google's behalf. Google will not associate your IP address

with any other data held by Google.

• Social Media: MRW may use social media sharing and other “widgets” to enable interaction with

social networks, such as Facebook, Twitter, and LinkedIn. Some of these social networks may be

able to track your visit to our Website (or any site that uses the widgets) because when you visit

a social network, it may place personally identifiable cookies in your browser that are then

transmitted back to the social network when you visit other sites that use that network’s

widgets, even if you do not click on or interact with the widget. If you have questions about a

particular social network’s information collection or cookie practices, please refer to the privacy

and use policies of that social network

• Functionality: These cookies allow our Website to remember choices you make (such as your

user name, language or the region you are in) and provide enhanced features. They may also be

used to provide services you have requested such as viewing a video or commenting on an

article. The information these cookies collect is usually anonymized. They do not gather any

information about you that could be used for advertising, or remember where you have been on

the internet.

The major browsers have attempted to implement the draft “Do Not Track” (“DNT”) standard of the

World Wide Web Consortium (“W3C”) in their latest releases. As this standard has not been finalized,

the MRW Website is not compatible with DNT and does not recognize DNT settings.

You have choices about certain information MRW collects. When you are asked to provide information,

you may decline to do so; but if you choose not to provide information that is necessary for us to collect

to respond to your request, we may not be able to adequately respond.

How Does MRW Process Personal Data?

Business Operations and Marketing.

• MRW might use your information to provide you with information personalized to your requests

or to respond to inquiries.

• MRW might use your data to provide you with communications regarding our services; and

• MRW might use your data in connection with the exercise or defense of our legal rights, as well

as in response to court orders.

Legal Bases for Processing. MRW processes personal data for, or based on, one or more of the following

legal bases:

• as is necessary for our legitimate interests, including direct marketing;

• to comply with the law and our legal obligations; and

• in certain circumstances, based on your express consent.

Information MRW Shares With Others

• Some of the above processing involves sharing collected personal data with third parties,

including service providers, affiliates, and other partners. MRW will not sell, rent, trade,

exchange, share, or otherwise disclose personal information visitors submit through our Website,

except as identified in this Privacy Policy.

o Consent: MRW may share information you submit to us with your consent or at your

direction.

o Workshop Hosts: MRW organizes seminars that are hosted by trusted “Hosts” and their

teams. Most Hosts are financial professionals (CPAs, financial advisors, attorneys, etc.).

MRW may disclose the information of individuals who register for a particular seminar

with that seminar’s Host. MRW uses contractual and other means when transferring

information to Hosts to require similar levels of security and privacy protection.

However, Hosts are solely responsible for their own digital security and privacy

policies, and MRW has no control over such Hosts or with respect to their compliance

with security policies and legal data protection requirements. MRW does not screen,

or approve Hosts’ digital security or privacy policies. MRW disclaims any liability with

respect to such Hosts’ handling of personal information that a Host may obtain through

MRW.

o Service providers: MRW may share your information with service providers we have

retained to perform services on our behalf, for example, to host our Website or send

email communications. We obligate these service providers to not use or disclose the

information they receive from us except as necessary to perform services on our behalf

or to comply with legal requirements.

o External links: The MRW Website may include links to other websites whose privacy

practices and policies MRW does not control. Once you leave the MRW Website,

disclosure or provision of your personal information, if any, is governed by the privacy

policy and terms of use of the owner of the site you are visiting.

o Compliance with law: In addition, MRW may disclose information about you (i) if we

are required to do so by law, (ii) in response to a request from law enforcement

authorities or other government officials, or (iii) when we believe disclosure is necessary

or appropriate to prevent physical harm or financial loss or in connection with an

investigation of suspected or actual illegal activity.

Protection of Personal Data

Security is important to MRW and to you. Therefore, MRW works to employ reasonable and appropriate

physical, technical, and organizational safeguards designed to promote the security of our systems and

protect the confidentiality, integrity, availability, and resilience of personal data. If you suspect

unauthorized access to your information as a result of a breach of MRW’s protective measures, you

should contact MRW immediately.

No method of safeguarding information is completely secure. While MRW uses measures designed to

protect personal data, MRW cannot guarantee that any safeguards will be effective or sufficient.

Internet data transmission is not always secure, and MRW cannot warrant that information you transmit

to us through the Internet is or will be secure.

Retention of Personal Data

MRW retains personal data for as long as is necessary to fulfil the purpose for which it was collected, as

well as to the extent MRW deems necessary to carry out the processing activities described above,

including compliance with applicable laws, regulations, rules and requests of relevant law enforcement

and/or other governmental agencies, and to the extent MRW reasonably deems necessary to protect

the rights, property, and safety of MRW, our customers, and other third parties.

Your Rights Regarding Personal Data

You have a variety of legal rights regarding the collection and processing of personal data. You may

exercise these rights, to the extent they apply to you, by contacting MRW using the information

provided below. Please be prepared to provide reasonable information to authenticate your requests.

These rights vary depending on the particular laws of your jurisdiction, but may include:

• the right to know whether, and for what purposes, MRW processes personal data about you;

• the right to be informed about the personal data MRW collects and/or processes about you;

• the right to access, modify, delete, and correct personal data about you;

• the right to obtain a copy of your personal data;

• the right to opt out of processing your personal data for the purposes of targeted advertising or

the sale of personal data;

• the right to know with whom MRW has shared personal data about you, for what purposes, and

what personal data has been shared (including whether personal data was disclosed to third

parties for their own direct marketing purposes);

• where processing of personal data about you is based on consent, the right to withdraw your

consent to such processing; and

• the right to lodge a complaint with a supervisory authority located in the jurisdiction of your

habitual residence, place of work, or where an alleged violation of law occurred.

Accessing, Modifying, Rectifying, and Correcting Collected Personal Data. MRW strives to maintain the

accuracy of any personal data collected from you, and will use commercially reasonable efforts to

respond promptly to update the MRW database when you tell us the information in our database is not

accurate. However, we must rely upon you to ensure that the information you provide to us is complete,

accurate, and up-to-date, and to inform us of any changes. Please review all of your information

carefully before submitting it to us, and please notify us as soon as possible of any updates or

corrections.

In accordance with applicable law, you may obtain from us certain personal data that we process about

you. If you wish to access, review, delete or make any changes to personal data you have provided to us

through our website or related services, you may do so at any time by contacting us as provided below.

Please note, however, that we reserve the right to deny access as permitted or required by applicable

law. Pursuant to the Texas Data Privacy and Security Act, Texas users are entitled to appeal a refusal of

MRW to take action on any request to exercise your rights under this policy. Further, Texas users may

designate another person to service as your “agent” to opt out of processing data, on your behalf.

Please contact MRW as indicated below for any such request.

Children’s Information

The MRW Website is not directed at children, and MRW will not knowingly accept, request, or collect

personal information from individuals under the age of 18. If we learn that we have collected personal

information from an individual under the age of 18, we will delete this information from our databases

in accordance with our deletion procedures. Should you suspect that a child of whom you are the parent

or legal guardian has provided MRW with personal information, please contact us and we will work with

you to address this issue.

Your California Privacy Rights

Under California Civil Code Section 1798.83, California users are entitled to request information relating

to whether a business has disclosed personal information to any third parties for the third parties’ direct

marketing purposes. MRW does not sell or share your personal information with third party companies

for their direct marketing purposes without your consent.

Changes to Policy

From time to time, MRW may change this Privacy Policy. MRW will post a prominent notice of any

material changes to the Policy on the MRW Website, and indicate at the top of the notice when it was

most recently updated. Your use of our Website following any such change constitutes your agreement

to follow and be bound by the Privacy Policy, as amended.

Your Choices

If you would like to update your contact information or preferences, or have your information removed

from our mailing list, or if you have comments or questions about the administration of our Website or

this Policy, please contact us by:

• Emailing us at [email protected]

or

• Writing us at

My Retirement Workshops

16060 Inverness Trail, Alpharetta GA 30004

Communications Opt-Out. You may opt out of receiving marketing or other communications from MRW

at any time through a given communications channel (such as email or telephone) by following the optout link or other unsubscribe instructions provided in any email message received and/or by contacting

us as provided above.